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Terms & ConditionsAGREEMENT
BETWEEN USER AND Direct Credit Solution
: Consolidate your credit card debt
without loans The Direct Credit Solution
: Consolidate your credit card debt
without loans Web Site is comprised of
various Web pages operated by Direct
Credit Solution : Consolidate your
credit card debt without loans. The
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site is offered to you conditioned on
your acceptance without modification of
the terms, conditions, and notices
contained herein. Your use of the Direct
Credit Solution : Consolidate your
credit card debt without loans Web Site
constitutes your agreement to all such
terms, conditions, and notices.
MODIFICATION OF THESE TERMS OF USE
Direct Credit Solution : Consolidate
your credit card debt without loans
reserves the right to change the terms,
conditions, and notices under which the
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site is offered, including but not
limited to the charges associated with
the use of the Direct Credit Solution :
Consolidate your credit card debt
without loans Web Site. LINKS TO THIRD
PARTY SITES The Direct Credit Solution :
Consolidate your credit card debt
without loans Web Site may contain links
to other Web Sites ("Linked Sites"). The
Linked Sites are not under the control
of Direct Credit Solution : Consolidate
your credit card debt without loans and
Direct Credit Solution : Consolidate
your credit card debt without loans is
not responsible for the contents of any
Linked Site, including without
limitation any link contained in a
Linked Site, or any changes or updates
to a Linked Site. Direct Credit Solution
: Consolidate your credit card debt
without loans is not responsible for
webcasting or any other form of
transmission received from any Linked
Site. Direct Credit Solution :
Consolidate your credit card debt
without loans is providing these links
to you only as a convenience, and the
inclusion of any link does not imply
endorsement by Direct Credit Solution :
Consolidate your credit card debt
without loans of the site or any
association with its operators. NO
UNLAWFUL OR PROHIBITED USE As a
condition of your use of the Direct
Credit Solution : Consolidate your
credit card debt without loans Web Site,
you warrant to Direct Credit Solution :
Consolidate your credit card debt
without loans that you will not use the
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site for any purpose that is unlawful or
prohibited by these terms, conditions,
and notices. You may not use the Direct
Credit Solution : Consolidate your
credit card debt without loans Web Site
in any manner which could damage,
disable, overburden, or impair the
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site or interfere with any other party's
use and enjoyment of the Direct Credit
Solution : Consolidate your credit card
debt without loans Web Site. You may not
obtain or attempt to obtain any
materials or information through any
means not intentionally made available
or provided for through the Direct
Credit Solution : Consolidate your
credit card debt without loans Web
Sites. USE OF COMMUNICATION SERVICES The
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site may contain bulletin board
services, chat areas, news groups,
forums, communities, personal web pages,
calendars, and/or other message or
communication facilities designed to
enable you to communicate with the
public at large or with a group
(collectively, "Communication
Services"), you agree to use the
Communication Services only to post,
send and receive messages and material
that are proper and related to the
particular Communication Service. By way
of example, and not as a limitation, you
agree that when using a Communication
Service, you will not: Defame, abuse,
harass, stalk, threaten or otherwise
violate the legal rights (such as rights
of privacy and publicity) of others.
Publish, post, upload, distribute or
disseminate any inappropriate, profane,
defamatory, infringing, obscene,
indecent or unlawful topic, name,
material or information. Upload files
that contain software or other material
protected by intellectual property laws
(or by rights of privacy of publicity)
unless you own or control the rights
thereto or have received all necessary
consents. Upload files that contain
viruses, corrupted files, or any other
similar software or programs that may
damage the operation of another's
computer. Advertise or offer to sell or
buy any goods or services for any
business purpose, unless such
Communication Service specifically
allows such messages. Conduct or forward
surveys, contests, pyramid schemes or
chain letters. Download any file posted
by another user of a Communication
Service that you know, or reasonably
should know, cannot be legally
distributed in such manner. Falsify or
delete any author attributions, legal or
other proper notices or proprietary
designations or labels of the origin or
source of software or other material
contained in a file that is uploaded.
Restrict or inhibit any other user from
using and enjoying the Communication
Services. Violate any code of conduct or
other guidelines which may be applicable
for any particular Communication
Service. Harvest or otherwise collect
information about others, including
e-mail addresses, without their consent.
Violate any applicable laws or
regulations. Direct Credit Solution :
Consolidate your credit card debt
without loans has no obligation to
monitor the Communication Services.
However, Direct Credit Solution :
Consolidate your credit card debt
without loans reserves the right to
review materials posted to a
Communication Service and to remove any
materials in its sole discretion. Direct
Credit Solution : Consolidate your
credit card debt without loans reserves
the right to terminate your access to
any or all of the Communication Services
at any time without notice for any
reason whatsoever. Direct Credit
Solution : Consolidate your credit card
debt without loans reserves the right at
all times to disclose any information as
necessary to satisfy any applicable law,
regulation, legal process or
governmental request, or to edit, refuse
to post or to remove any information or
materials, in whole or in part, in
Direct Credit Solution : Consolidate
your credit card debt without loans's
sole discretion. Always use caution when
giving out any personally identifying
information about yourself or your
children in any Communication Service.
Direct Credit Solution : Consolidate
your credit card debt without loans does
not control or endorse the content,
messages or information found in any
Communication Service and, therefore,
Direct Credit Solution : Consolidate
your credit card debt without loans
specifically disclaims any liability
with regard to the Communication
Services and any actions resulting from
your participation in any Communication
Service. Managers and hosts are not
authorized Direct Credit Solution :
Consolidate your credit card debt
without loans spokespersons, and their
views do not necessarily reflect those
of Direct Credit Solution : Consolidate
your credit card debt without loans.
Materials uploaded to a Communication
Service may be subject to posted
limitations on usage, reproduction
and/or dissemination. You are
responsible for adhering to such
limitations if you download the
materials. MATERIALS PROVIDED TO Direct
Credit Solution : Consolidate your
credit card debt without loans OR POSTED
AT ANY Direct Credit Solution :
Consolidate your credit card debt
without loans WEB SITE Direct Credit
Solution : Consolidate your credit card
debt without loans does not claim
ownership of the materials you provide
to Direct Credit Solution : Consolidate
your credit card debt without loans
(including feedback and suggestions) or
post, upload, input or submit to any
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site or its associated services
(collectively "Submissions"). However,
by posting, uploading, inputting,
providing or submitting your Submission
you are granting Direct Credit Solution
: Consolidate your credit card debt
without loans, its affiliated companies
and necessary sublicensees permission to
use your Submission in connection with
the operation of their Internet
businesses including, without
limitation, the rights to: copy,
distribute, transmit, publicly display,
publicly perform, reproduce, edit,
translate and reformat your Submission;
and to publish your name in connection
with your Submission. No compensation
will be paid with respect to the use of
your Submission, as provided herein.
Direct Credit Solution : Consolidate
your credit card debt without loans is
under no obligation to post or use any
Submission you may provide and may
remove any Submission at any time in
Direct Credit Solution : Consolidate
your credit card debt without loans's
sole discretion. By posting, uploading,
inputting, providing or submitting your
Submission you warrant and represent
that you own or otherwise control all of
the rights to your Submission as
described in this section including,
without limitation, all the rights
necessary for you to provide, post,
upload, input or submit the Submissions.
LIABILITY DISCLAIMER THE INFORMATION,
SOFTWARE, PRODUCTS, AND SERVICES
INCLUDED IN OR AVAILABLE THROUGH THE
Direct Credit Solution : Consolidate
your credit card debt without loans WEB
SITE MAY INCLUDE INACCURACIES OR
TYPOGRAPHICAL ERRORS. CHANGES ARE
PERIODICALLY ADDED TO THE INFORMATION
HEREIN. Direct Credit Solution :
Consolidate your credit card debt
without loans AND/OR ITS SUPPLIERS MAY
MAKE IMPROVEMENTS AND/OR CHANGES IN THE
Direct Credit Solution : Consolidate
your credit card debt without loans WEB
SITE AT ANY TIME. ADVICE RECEIVED VIA
THE Direct Credit Solution : Consolidate
your credit card debt without loans WEB
SITE SHOULD NOT BE RELIED UPON FOR
PERSONAL, MEDICAL, LEGAL OR FINANCIAL
DECISIONS AND YOU SHOULD CONSULT AN
APPROPRIATE PROFESSIONAL FOR SPECIFIC
ADVICE TAILORED TO YOUR SITUATION.
Direct Credit Solution : Consolidate
your credit card debt without loans
AND/OR ITS SUPPLIERS MAKE NO
REPRESENTATIONS ABOUT THE SUITABILITY,
RELIABILITY, AVAILABILITY, TIMELINESS,
AND ACCURACY OF THE INFORMATION,
SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS CONTAINED ON THE Direct Credit
Solution : Consolidate your credit card
debt without loans WEB SITE FOR ANY
PURPOSE. TO THE MAXIMUM EXTENT PERMITTED
BY APPLICABLE LAW, ALL SUCH INFORMATION,
SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS ARE PROVIDED "AS IS" WITHOUT
WARRANTY OR CONDITION OF ANY KIND.
Direct Credit Solution : Consolidate
your credit card debt without loans
AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL
WARRANTIES AND CONDITIONS WITH REGARD TO
THIS INFORMATION, SOFTWARE, PRODUCTS,
SERVICES AND RELATED GRAPHICS, INCLUDING
ALL IMPLIED WARRANTIES OR CONDITIONS OF
MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, TITLE AND
NON-INFRINGEMENT. TO THE MAXIMUM EXTENT
PERMITTED BY APPLICABLE LAW, IN NO EVENT
SHALL Direct Credit Solution :
Consolidate your credit card debt
without loans AND/OR ITS SUPPLIERS BE
LIABLE FOR ANY DIRECT, INDIRECT,
PUNITIVE, INCIDENTAL, SPECIAL,
CONSEQUENTIAL DAMAGES OR ANY DAMAGES
WHATSOEVER INCLUDING, WITHOUT
LIMITATION, DAMAGES FOR LOSS OF USE,
DATA OR PROFITS, ARISING OUT OF OR IN
ANY WAY CONNECTED WITH THE USE OR
PERFORMANCE OF THE Direct Credit
Solution : Consolidate your credit card
debt without loans WEB SITE, WITH THE
DELAY OR INABILITY TO USE THE Direct
Credit Solution : Consolidate your
credit card debt without loans WEB SITE
OR RELATED SERVICES, THE PROVISION OF OR
FAILURE TO PROVIDE SERVICES, OR FOR ANY
INFORMATION, SOFTWARE, PRODUCTS,
SERVICES AND RELATED GRAPHICS OBTAINED
THROUGH THE Direct Credit Solution :
Consolidate your credit card debt
without loans WEB SITE, OR OTHERWISE
ARISING OUT OF THE USE OF THE Direct
Credit Solution : Consolidate your
credit card debt without loans WEB SITE,
WHETHER BASED ON CONTRACT, TORT,
NEGLIGENCE, STRICT LIABILITY OR
OTHERWISE, EVEN IF Direct Credit
Solution : Consolidate your credit card
debt without loans OR ANY OF ITS
SUPPLIERS HAS BEEN ADVISED OF THE
POSSIBILITY OF DAMAGES. BECAUSE SOME
STATES/JURISDICTIONS DO NOT ALLOW THE
EXCLUSION OR LIMITATION OF LIABILITY FOR
CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE
ABOVE LIMITATION MAY NOT APPLY TO YOU.
IF YOU ARE DISSATISFIED WITH ANY PORTION
OF THE Direct Credit Solution :
Consolidate your credit card debt
without loans WEB SITE, OR WITH ANY OF
THESE TERMS OF USE, YOUR SOLE AND
EXCLUSIVE REMEDY IS TO DISCONTINUE USING
THE Direct Credit Solution : Consolidate
your credit card debt without loans WEB
SITE. SERVICE CONTACT : cs@delraycc.com
TERMINATION/ACCESS RESTRICTION Direct
Credit Solution : Consolidate your
credit card debt without loans reserves
the right, in its sole discretion, to
terminate your access to the Direct
Credit Solution : Consolidate your
credit card debt without loans Web Site
and the related services or any portion
thereof at any time, without notice.
GENERAL To the maximum extent permitted
by law, this agreement is governed by
the laws of the State of Washington,
U.S.A. and you hereby consent to the
exclusive jurisdiction and venue of
courts in King County, Washington,
U.S.A. in all disputes arising out of or
relating to the use of the Direct Credit
Solution : Consolidate your credit card
debt without loans Web Site. Use of the
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site is unauthorized in any jurisdiction
that does not give effect to all
provisions of these terms and
conditions, including without limitation
this paragraph. You agree that no joint
venture, partnership, employment, or
agency relationship exists between you
and Direct Credit Solution : Consolidate
your credit card debt without loans as a
result of this agreement or use of the
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site. Direct Credit Solution :
Consolidate your credit card debt
without loans's performance of this
agreement is subject to existing laws
and legal process, and nothing contained
in this agreement is in derogation of
Direct Credit Solution : Consolidate
your credit card debt without loans's
right to comply with governmental, court
and law enforcement requests or
requirements relating to your use of the
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site or information provided to or
gathered by Direct Credit Solution :
Consolidate your credit card debt
without loans with respect to such use.
If any part of this agreement is
determined to be invalid or
unenforceable pursuant to applicable law
including, but not limited to, the
warranty disclaimers and liability
limitations set forth above, then the
invalid or unenforceable provision will
be deemed superseded by a valid,
enforceable provision that most closely
matches the intent of the original
provision and the remainder of the
agreement shall continue in effect.
Unless otherwise specified herein, this
agreement constitutes the entire
agreement between the user and Direct
Credit Solution : Consolidate your
credit card debt without loans with
respect to the Direct Credit Solution :
Consolidate your credit card debt
without loans Web Site and it supersedes
all prior or contemporaneous
communications and proposals, whether
electronic, oral or written, between the
user and Direct Credit Solution :
Consolidate your credit card debt
without loans with respect to the Direct
Credit Solution : Consolidate your
credit card debt without loans Web Site.
A printed version of this agreement and
of any notice given in electronic form
shall be admissible in judicial or
administrative proceedings based upon or
relating to this agreement to the same
extent an d subject to the same
conditions as other business documents
and records originally generated and
maintained in printed form. It is the
express wish to the parties that this
agreement and all related documents be
drawn up in English. COPYRIGHT AND
TRADEMARK NOTICES: All contents of the
Direct Credit Solution : Consolidate
your credit card debt without loans Web
Site are: Copyright 2007 by Delray
Credit Counceling and/or its suppliers.
All rights reserved. TRADEMARKS The
names of actual companies and products
mentioned herein may be the trademarks
of their respective owners. The example
companies, organizations, products,
people and events depicted herein are
fictitious. No association with any real
company, organization, product, person,
or event is intended or should be
inferred. Any rights not expressly
granted herein are reserved. NOTICES AND
PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT
INFRINGEMENT Pursuant to Title 17,
United States Code, Section 512(c)(2),
notifications of claimed copyright
infringement under United States
copyright law should be sent to Service
Provider's Designated Agent. ALL
INQUIRIES NOT RELEVANT TO THE FOLLOWING
PROCEDURE WILL RECEIVE NO RESPONSE. See
Notice and Procedure for Making Claims
of Copyright Infringement.
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